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Overreacting to market movements or trying to “time the market” by guessing its future direction can create additional risk that could negatively affect long-term portfolio performance.
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Financial habits can repeat themselves, month after month and year after year, until we consciously break the pattern.
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Homeownership can still be an attainable goal, but it may take more planning, flexibility, and creativity than it did in the past.
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Most broad stock funds contain real estate investment trusts (REITs), but for a more strategic approach, investors can choose from a variety of REIT funds and individual REITs.